Tag Archives: Banking

Do You Want an Easy Way to Increase Earnings and Cash Flow Next Year?

It’s mid-November and your company should be well underway with its planning and budgets for next year.  As you review your numbers, do you think your projected earnings could use a boost?  Could you grow faster if you had more … Continue reading

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Is the Interest Rate or Cash Flow of a Loan More Important?

Do you think that a conventional bank loan or an SBA guaranteed loan is the best option for a business that wants to finance the purchase of new equipment?  Many experienced business people, and even some bankers, might quickly answer … Continue reading

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Communicating With Capital – Part 2 – After the Deal is Done

Capital is one of the essential ingredients necessary for starting and growing a company. That capital can come from an angel investor, venture capital firm, private equity firm, bank, or one of the many other available capital sources. Regardless of … Continue reading

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Communicating With Capital – Part 1 – Before the Deal Is Done

As management teams prepare to raise equity or debt for their businesses their attention is usually focused on business plans, financial models, ratios, and returns. All of those are important elements of raising capital, but properly communicating with prospective investors and lenders is equally important and needs management attention. Continue reading

Posted in Banking, Corporate Finance, Crowdfunding, Debt Financing, Equity Financing, Financial Buyer, Private Equity, Venture Capital | Tagged , , , , , , , , , | Leave a comment

State of Banking (July 2012)

In late 2008 through early 2010, the commercial banks in the U.S. changed their focus from growth to survival and essentially stopped making new loans as they cleaned up their portfolios and shored up their capital base. Thankfully, most of … Continue reading

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